Nestled on a quiet cul-de-sac on one of the highest points in Crystal Beach-and just steps from the water with NO flood insurance required-this custom Key West-style pool home delivers the ultimate in coastal luxury living. Spanning nearly 3,000 sq ft, this 3-bedroom, 3-bathroom home plus loft showcases a beautifully designed 3-way split and open floor plan, with three true en-suite bedrooms for exceptional comfort and privacy. Through the glass French double-door front entry, youre welcomed by soaring cathedral ceilings, oversized windows that flood the home with natural light, and a breathtaking floor-to-ceiling double-sided wood-burning fireplace anchoring both the formal and main living rooms. A striking spiral staircase leads to a spacious loft-ideal as an office, library, studio, or bonus retreat-offering endless versatility. Perfectly crafted for indoor/outdoor living, French doors from every main living space that open onto the expansive paver wraparound porch and the oversized pool deck. The chefs kitchen impresses with an oversized island with a second sink and seating up to eight, solid-wood shaker cabinetry, granite countertops, a NEW 2024 oven/microwave combo, flat-top range, and a large walk-in pantry-all seamlessly connected to the generous dining room for effortless entertaining. The primary suite is a private oasis with tranquil pool views framed by lush NEW landscaping, a large walk-in closet, an oversized garden tub, quartz double vanities, an updated glass walk-in shower, and direct access to the pool. Both additional bedrooms are oversized en-suites also with walk-in closets, ensuring comfort for family and guests alike. The nearly half-acre lot feels like a private tropical resort with lush new landscaping and uplighting surrounding the home, a sparkling lap pool with a brand-NEW 2025 pool pump and 2022 resurfacing, and abundant outdoor space to relax or entertain. Major upgrades provide peace of mind, including a NEW 2025 roof, NEW 2023 water heater, and a recently passed transferable 4-point inspection – no insurance worries here! The oversized rear-facing 2-car garage (accessed via Seaford Avenue) adds convenience, and with no deed restrictions, you can store your boat, RV, or water toys at home-especially ideal with the public Southerland Bayou boat ramp just minutes away. Crystal Beach is one of the Gulf Coasts most charming and laid-back communities, this exceptional property offers direct access to the Pinellas Trail, nightly sunsets at Live Oak Park, golf-cart-friendly streets, and proximity to top-rated schools including Palm Harbor University High. A true Crystal Beach gem, this one-of-a-kind coastal retreat blends luxury, comfort, and lifestyle in perfect harmony-dont miss your chance to experience fine coastal living at its best!