TWO Homes, One Unbeatable Opportunity in St Elmo! Discover a rare chance to own not just one, but TWO separate homes on a single lot in Chattanoogas beloved and historic St. Elmo community. Nestled on a tree-lined street just steps away from vibrant local shops and restaurants, this unique property offers charm, flexibility, and immediate income potential. The main home is a 2-bedroom, 2-bath bungalow that blends timeless character with some modern updates. Sunlight pours into the open-concept living space, where the spacious living room flows effortlessly into the kitchen and dining areas- perfect for entertaining. A bright bonus room offers flexible use as an office, cozy den, or even a third bedroom. Recent updates include both bathrooms and a new roof (2024) bringing peace of mind for years to come. Tucked privately at the rear of the property is a second stand alone residence, approximately 900 sq ft with its own address at 5404 Shauff Place, Currently tenant occupied, it provides immediate rental income or the opportunity to create a charming guest cottage or multi-generational living setup with some updates. Whether youre an investor looking for a high-demand rental opportunity or a homeowner seeking flexible living options in a prime location, this is truly a rare find in one of Chattanoogas most desirable neighborhoods. Live in one, rent the other-or enjoy both. The choice is yours. Schedule your private tour today!