Spacious 5-Bedroom Home with Loft, 3.5 Baths, Assumable 2.99% Loan & owned solar!This beautifully maintained 5-bedroom, 3.5-bathroom home offers the perfect combination of space, flexibility, and value. The open-concept floor plan features a bright and inviting living area, a modern kitchen with ample counter space, and an upstairs loft ideal for a home office, playroom, or media room.A private downstairs bedroom with a separate entrance, full bathroom, and kitchenette provides an excellent setup for a mother-in-law suite, guest quarters, or income-producing rental. This space is currently rented for 1,100/month, making it a fantastic opportunity for added financial flexibility.Upstairs, the spacious primary suite includes a luxurious en-suite bath and walk-in closet. Additional features include a 2-car garage, a private backyard, and an assumable loan at a low 2.99% interest rate, a rare opportunity for qualified buyers to save significantly.Conveniently located in the Bellevue Ranch near UC Merced, Merced Community College, Mercy Medical Hospital, parks, and shopping. This versatile and move-in ready home is a must-see!